Dealing with insurance companies can be a frustrating and challenging experience, especially when you are seeking fair compensation for your personal injury case. Unfortunately, it is not uncommon for insurance companies to deny claims or offer minimal settlements. In this blog, our team at Salazar & Velazquez, P.C. will explore the reasons behind insurance claim denials and how a personal injury lawyer from a reputable law firm in Houston can help you fight for the compensation you deserve.
Minimizing Liability
Insurance companies are often focused on minimizing their liability and costs. They may employ tactics to shift blame onto the injured party or downplay the severity of injuries. By denying the claim or offering a low settlement, they hope to dissuade claimants from pursuing further legal action. That said, you may deserve more compensation than was originally offered, and a qualified personal injury lawyer will protect your rights and advocate for proper compensation.
Insufficient Evidence
Insurance companies might deny claims due to a lack of proper evidence. They may argue that the accident was not sufficiently documented or that your injuries are not as severe as claimed. A skilled personal injury lawyer will gather all relevant evidence, including medical records, accident reports, witness statements, and expert testimonies, to build a strong case and counter any such arguments.
Our team at Salazar & Velazquez, P.C. has vast experience dealing with insurance companies, and we have earned millions of dollars in compensation for our clients.
Policy Exclusions and Technicalities
Insurance policies often contain exclusions and fine print that can complicate claim processes. Insurance companies may exploit these technicalities to deny claims. While taking a deep dive into your policy is always the best option, it is not always viable. That is why a personal injury lawyer familiar with insurance policy language can interpret the terms and ensure that your claim is not unjustly denied based on a policy loophole.
Delay Tactics
Insurance companies may employ delay tactics to frustrate claimants into accepting a lower settlement. They may request excessive documentation, demand unnecessary examinations, or unnecessarily prolong the investigation process. It is very important to stay patient throughout the entire process, as your frustration may lead you to accept a minimal offer that is not fair to you. A proficient personal injury lawyer will navigate these tactics, ensuring timely progress and avoiding unnecessary delays.
Underestimating Damages
Insurance adjusters may undervalue your damages in an attempt to settle for the lowest possible amount. They may underestimate medical expenses, future treatment costs, lost wages, pain and suffering, and other non-economic damages. A skilled personal injury lawyer will conduct a thorough evaluation of your case, accurately assess all damages, and negotiate for a fair and comprehensive compensation package
At Salazar & Velazquez, P.C., we have a track record of success in handling personal injury cases and holding insurance companies accountable. With our expertise and dedication, we will ensure that your rights are protected and that you receive the maximum compensation possible. Contact our Houston-based law firm for a free consultation today and let us fight for your rights.
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